We help NBFCs, Account Aggregators, digital lenders and fintechs navigate RBI regulation — from licensing and Master Directions to governance, AML/KYC and ongoing compliance. Practical, commercially sound, regulator-ready.
Adwait Advisory is a specialised advisory and consulting firm providing regulatory, compliance, governance and strategic advisory services to Non-Banking Financial Companies (NBFCs), fintechs and other regulated financial institutions. Our services span RBI regulatory advisory, licensing and approvals, compliance management, corporate governance, risk advisory and strategic consulting — delivering practical, tailored solutions that support regulatory excellence, mitigate risk and drive sustainable growth.
Established in 2016, we have developed deep domain expertise in helping NBFCs navigate India's evolving regulatory landscape. From obtaining an NBFC licence to ongoing compliance with RBI Master Directions, governance norms, KYC/AML requirements and regulatory reporting, we partner with our clients at every stage of their growth.
Our approach goes beyond compliance. We act as trusted advisors — helping institutions establish strong governance, implement effective compliance frameworks, manage regulatory risk and respond confidently to changing RBI regulations. We have also built strong relationships with Chartered Accountants, Company Secretaries, Advocates and compliance professionals to support complex regulatory matters.
Our commitment is simple — to become the compliance partner that financial institutions can rely upon for accurate advice, timely execution and proactive regulatory support.
Seven connected practice areas — from your first RBI approval to inspection readiness and board-level governance. The detail of each sits on its own page.
The complete regulatory lifecycle of an NBFC — registration, licensing and approvals through to ongoing supervision.
Compliant business models, financial products and board-approved governance documentation aligned to RBI norms.
A complete AML/CFT framework — from FIU-IND registration to ongoing due diligence and transaction reporting.
The regulatory registrations a financial institution needs to operate and integrate with core infrastructure.
Company-secretarial and governance support for regulated entities, from incorporation to secretarial audit.
Drafting, vetting and representation — with liaison across RBI, MCA, ROC, SEBI and other authorities.
For fintechs, digital lending platforms and technology-driven institutions: robust compliance frameworks aligned to RBI regulation and industry best practice.
We design and implement customised compliance monitoring dashboards for the operational and regulatory needs of NBFCs and fintechs — turning scattered filings into a single, audit-ready view.
Our dashboards simplify compliance management, enhance accountability and provide real-time visibility into your regulatory obligations.
We combine deep regulatory expertise with practical business insight, so you can navigate complex requirements with confidence.
Focused advisory for NBFCs, fintechs, digital lenders and other RBI-regulated entities.
Licensing and registration through to compliance, governance, inspections and reporting.
Customised policies, governance frameworks, SOPs and compliance manuals.
Guidance for financial products, digital-lending models and process design.
Compliance dashboards and monitoring tools that streamline routine obligations.
Advice that is commercially viable, risk-aware and tailored to your objectives.
Regulatory, legal, corporate and compliance professionals working together.
Continuous monitoring of regulatory developments so you adapt early.
We work alongside our clients with strategic guidance and responsive support as their businesses grow and regulatory expectations evolve.
Our objective is not merely to help clients meet regulatory requirements — but to build resilient compliance frameworks that foster operational excellence, strengthen governance, and support long-term business success.
Yes. We manage the full lifecycle — entity structuring and incorporation, the RBI application and approvals, and the policies and frameworks required before and after registration.
Absolutely. We advise fintechs, LSPs and technology-driven institutions on digital-lending compliance, gap assessments, regulatory process design and the governance documentation RBI expects.
We prepare you ahead of time with compliance health checks and gap assessments, assist through the inspection and supervisory review, and support representation before the regulator where required.
Both. Many clients engage us as a long-term compliance partner with periodic reviews, reporting and a monitoring dashboard — others bring us in for a specific licence, policy set or product launch.
Primarily the RBI, along with FIU-IND, MCA, ROC and SEBI — and other government authorities as your business and registrations require.
Tell us where you are — pre-licence, scaling, or preparing for an inspection — and we'll map the path to a regulator-ready position.
✉Email usadwaitadvisory@gmail.comPrefer a call? Share your number in the form and we'll arrange a time that suits you.